COVID-19 (Coronavirus) Information and Links
Insuring a better future for Idaho is at the heart of SIF. The health and safety of all Idaho employees is paramount, and we hope the following information will help answer your questions and prepare your business for COVID-19 (Coronavirus).
SIF’s Business Operations
Our team is actively monitoring local and national news, as well as reviewing CDC guidelines and recommendations. We are mobilizing our staff to work from home, and taking whatever measures needed to ensure our operations continue. We do not anticipate an interruption in services to our policyholders, agents, and injured workers.
How to Keep Your Workplace Safe
Information about Coronavirus is constantly changing, so we recommend keeping up to date with the CDC website: https://www.cdc.gov/coronavirus/2019-ncov/index.html
Frequently Asked Questions
Is Coronavirus covered by workers’ compensation?
The answer to this is complex. Our approach is the same as any other claim of exposure to contamination or illness in a workplace setting. If a worker can show a connection between their job duties and the infection, then it may be compensable under workers’ compensation law. If Coronavirus becomes widespread in the state, this may become more difficult to prove. A worker at that point would still need to trace the contraction of the virus to a particular time, place, and cause in their workplace for it to be payable under workers’ compensation law. Under Idaho law, to be compensable, an occupational disease must be characteristic of and peculiar to the trade, occupation, process, or employment and does not include hazards that are common to the public in general.
Is the quarantine of an employee covered?
This answer is also complex. Generally, the quarantine of an otherwise healthy employee is not compensable. If the employee were to become ill during their quarantine, and they could trace their exposure back to a specific time, place, and cause in their workplace, then it may become compensable.
Should I quarantine employees who have traveled outside of the country/who may have been exposed?
We have received this question frequently from those in our healthcare community. Unfortunately, we cannot make this determination. We strongly recommend that all employers review CDC guidance on risk assessment for best practices: https://www.cdc.gov/coronavirus/2019-ncov/hcp/guidance-risk-assesment-hcp.html.
If Coronavirus becomes prevalent in Idaho, will SIF close its offices?
We want to assure you that SIF offices will stay open if Coronavirus becomes widespread in Idaho. We are keeping our staff apprised of the situation and preparing our workforce to continue work from home, if necessary. Our goal, as always, is to ensure injured workers receive payments on time, claims are handled, and policies are issued.
We have a number of online resources to help our customers handle business from their office or home. Policyholders may register for our secure website at https://www.idahosif.org/secure/Create
Agents may fill out and email us this form for a website registration: https://www.idahosif.org/info/AgentOnlineAccess (if you do not have access to a scanner, you may skip the signature step)
On our website, policyholders may:
- Make payments
- From our secure portal, we accept credit card payments for policies with an estimated annual premium under $25,000, as well as EFT payments for all premium levels. Please note that the credit card premium level has been temporarily raised.
- Submit a First Report of Injury
- Report payroll online (for semi-annual, monthly, and quarterly policies)
- Contact SIF via email
- Review policy information including claims information, loss runs, financial history, and past payroll and premium
- Create a certificate of insurance
- Download/upload forms (including policy applications, restricted duty work offers, notice of workers’ compensation posters, etc.)
Agents who have active policies with SIF may:
- Review commissions
- Receive renewal documents
- Review book of business
- Review policy transaction reports
- Download/upload forms (EFT forms, policy applications, agency web authorizations, etc.)
For more information about Coronavirus please visit:
The Centers for Disease Control and Prevention (CDC): https://www.cdc.gov/coronavirus/2019-nCoV/index.html
Idaho Department of Health and Welfare: https://healthandwelfare.idaho.gov/
The State of Idaho Coronavirus website: