Working In Other States

Learn more about coverage for Idaho workers temporarily working in other states

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What Is Reciprocity


If your Idaho workers work temporarily in other states, you’ll need a Reciprocating Agreement. These agreements with other states avoid double premiums for workers’ comp, and ensure your employees remain covered. You will need preapproval from the Idaho Industrial Commission.

For workers working and residing permanently in other states, check out our Other States' Coverage program.

Neighboring Reciprocal States

Idaho can accommodate reciprocating agreements, including with our 6 surrounding states:

  • Washington
  • Oregon
  • Montana
  • Utah
  • Wyoming
  • Nevada

 

Get Started

To request coverage, contact the Idaho Industrial Commission and have the following information ready:

  • The name, address, and phone number of your business
  • The state where your employees will be working
  • The type of work they’ll perform
  • The date you expect work to begin

The Commission will issue an Extraterritorial Certificate. They’ll send this certificate to SIF and the other state. You must receive approval from the other state to have valid coverage.

It’s important to know:

  • As the business owner, you’re responsible for ensuring coverage in every state where your employees work
  • Agreements vary by state, but typically last for 6 months
  • You can’t request coverage more than 2 weeks before work begins and requests can’t be backdated
  • Your certificate is no longer valid if your Idaho workers’ comp is canceled

Other rules and exceptions may apply, and you can extend coverage.

For more information or for guidance on claims, contact your SIF Business Development Executive, Insurance Agent, or the Idaho Industrial Commission.